Posts

What is a 401(k)?

A 401(k) plan is a retirement savings plan that is sponsored by an employer. It has grown quite popular in the United States, with over 100 million participants (Source: U.S. Department of Labor). A 401(k) plan offers significant tax benefits while helping you plan for the future. You contribute to the plan via payroll deduction,…

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What’s the Difference Between Term Insurance and Whole Life Insurance?

Life insurance is an agreement between you (the policy owner) and an insurer. Under the terms of a life insurance policy, the insurer promises to pay a certain sum to a person you choose (your beneficiary) upon your death, in exchange for your premium payments. Proper life insurance coverage should provide you with peace of…

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Market News: Trump, the Tariff Man

Trade tensions have interrupted an unusually calm year in U.S. stocks. In May, the S&P 500 Index fell from an April 30 record high as the United States and China failed to reach a trade deal and escalated tariff tensions. The United States also proposed new tariffs on Mexico, further complicating the outlook for trade.…

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May 20, 2019 – Trade News Moves the Markets

The Week on Wall Street Stocks fell sharply at the start of last week over trade tensions, then recovered with help from strong earnings and indications that U.S.-China trade talks would continue. Even so, the major indices had a down week. The S&P 500 lost 0.76%, while the Nasdaq Composite fell 1.27%, and the Dow…

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Government Shutdown Perspectives

The media makes a lot out of government shut downs. In this video, we look at past government shutdowns to better understand potential market implications.

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September 2018 Economic Update

In this month’s blog, I’ll discuss some of the major headlines that influenced markets in August. I will also provide insight into what these developments could mean for you as an investor. U.S. stocks celebrated a major milestone in August. On the 22nd, our current bull market officially became the longest in U.S. history. At…

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Hines Global REIT Liquidation

This is a good news letter regarding your investment in Hines Global REIT. Recently, you received communication from Hines regarding your REIT. But that letter, like most corporate-scrubbed letters, may raise more questions than answers. First off, your REIT is going through a very normal process. That process is called liquidation. And it involves the…

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Hines REIT to pay final $0.08 Distribution

The following is a communication that is being sent to clients who hold Hines REIT: We are pleased to report that on or around July 31, 2018, Hines Real Estate Investment Trust, Inc. (the “Company”) will make its final distribution of an additional $0.08 per share. Shortly after the payment of this final distribution to…

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Are You Smarter than a 6th Grader?

I recently had the opportunity to teach one class of my daughter’s 6th grade math class. Wesleyan School was kind enough to invite parents who wanted to bring “real world” math usage and share it with 6th graders. I chose the concept of the “Rule of 72.” What is the Rule of 72? Albert Einstein…

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Martha’s Investment Income

Today, I was referred to talk with a client’s mother. As they say in the movies, to “protect the innocent,” we will give her a fictitious name. Let’s call her Martha. Martha is 80 years old. She has been a widow for over 30 years and lives by herself in the same home she and…

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